Required Documentation Checklist

Before starting this application, please gather the following documents for all applicants:

Personal Identification

• Valid photo ID (passport or driving licence)

• Proof of current address (utility bill, bank statement, or official correspondence within last 3 months)

Income and Employment Documentation

• Recent pay slips (last 2-3 months)

• Annual summary of pay and tax 

• Employment contract (if recently started or changed jobs)

• Self-employed documentation (last 2-3 years' tax returns and accountant's reference if applicable)

• Financial Statements

• Bank statements (last 3-6 months)

• Savings and investment account statements

• Details of existing loans, credit cards, and monthly commitments

• Proof of deposit source (gift letters if applicable)

Expectations

• Allow 30-45 minutes to complete the full application

• All information must be accurate and complete

• Joint applicants must provide documentation for both parties

• Upload files in clear, legible format (PDF, JPG, PNG)

• Have property details and purchase information ready